Category: IPPB

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SOP for Two-Factor Authentication in IPPB Finacle

SOP for Two-Factor Authentication in IPPB Finacle

This post dives into the implementation of Two-Factor Authentication (2FA) within IPPB’s Core Banking System (CBS) powered by Finacle. We’ll explore the one-time registration process, authentication using a one-time password (OTP), and subsequent management of user mobile numbers.

  • Click below to download SOP

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1.0 Introduction

Two-factor authentication, also known as multi-factor authentication (MFA), is a critical security measure employed in banking applications. It adds an extra layer of protection by requiring not just a username and password, but also a second verification factor. This significantly reduces the risk of unauthorized access to the system.

By implementing 2FA in CBS-Finacle, IPPB reinforces its information security posture. This enhanced security applies not only to bank users but also to end-users and officials with authorized access to specific CBS menus.

2.0 Important Terms and Abbreviations

  • Two-Factor Authentication (2FA): A security protocol requiring two distinct forms of identification for a user attempting to access an application or system.
  • OTP (One-Time Password): A temporary, unique password generated for user identification during login and typically used as an additional layer on top of a primary password.
  • ROTP (Register One-Time Password): A dedicated CBS menu within Finacle that allows users to register their mobile number for receiving OTPs for login authentication.
  • COTP (Challenge One-Time Password): A CBS menu used to trigger an OTP generation every time a user logs into Finacle.
  • MOTP (Maintain One-Time Password): A CBS menu specifically for Circle CBS UAR SPOCs (User Access Review Single Point of Contact) and the CBS Admin team. This menu facilitates changing the registered mobile number for a CBS user.
  • UAR (User Access Review): A periodic review process conducted for CBS access. Each Circle and department designates two officials as CBS UAR SPOCs. These SPOCs collaborate with the CBS Admin team to gather user access data and conduct the review. Additionally, they are assigned roles with appropriate work classes enabling them to perform specific actions like password resets.

3.0 Implementation Details

The following sections will detail the user registration, login authentication, and subsequent management of mobile numbers for 2FA in IPPB’s CBS-Finacle system:

  • 3.1 User Registration: (Details on the one-time registration process using the ROTP menu to link a mobile number for receiving OTPs)
  • 3.2 Login Authentication: (Explanation of the login process using username, password, and the OTP received on the registered mobile number)
  • 3.3 Management of Registered Mobile Number: (Information on how to update the registered mobile number using the MOTP menu, potentially requiring assistance from a CBS UAR SPOC)
SOP for Two-Factor Authentication in IPPB Finacle
SOP for Two-Factor Authentication in IPPB Finacle

IPPB WEBSITE

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IPPB EOY Activities : Temporary Service Disruption Notice

IPPB EOY Activities : Temporary Service Disruption Notice

Dear Valued Customers,
It is to inform you that due to the End of Year (EOY) activities planned by the Bank and Department of Posts, there will be temporary disruptions in certain services provided by MATM and IPPB CBS (India Post Payments Bank Core Banking System). Please take note of the following schedule:
Duration: From 10:00 PM on March 31st, 2024, until 10:00 AM on April 2nd, 2024.
During this period, the following services will not be available to Access Points/Branch officials:
  • MATM
  • IPPB CBS
Additionally, IPPB CBS will not be accessible to CPC/Departments on April 1st, post BoD (Business Over Day) until the completion of End of Day (EoD).
However, we are pleased to inform you that our Self-service channel, namely the Mobile Banking App, will remain operational throughout this period. Please note that certain services will be temporarily unavailable on the Mobile Banking App, including:DoP (Department of Posts) Product payments such as PPF (Public Provident Fund), SSA (Sukanya Samriddhi Account), RD (Recurring Deposit), LARD , and PLI (Postal Life Insurance).
POSA Sweep out, POSA Sweep In
We apologize for any inconvenience this may cause. Rest assured, all other services will resume as usual through MATM, CBS, and Mobile Banking after 10:00 AM on April 2nd, 2024.
Please note that DOP EB/MB services will not be available from 10:00 PM on March 31st, 2024, to 6:00 PM on April 2nd, 2024, due to year-end activities.
We regret any inconvenience caused and appreciate your understanding and patience during this time.
Thank you for your cooperation.

Visit IPPB Website for more details

 

IPPB EOY Activities : Temporary Service Disruption Notice
IPPB EOY Activities : Temporary Service Disruption Notice
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Recruitment of 47 Circle Based Executives on Contract Basis-IPPB

Recruitment of 47 Circle Based Executives on Contract Basis-IPPB

Important Dates

  • Application Start : 15 March 2024
  • Last Date for Apply : 05 April 2024

Application Fee

  • SC/ST/PWD (Only Intimation charges): INR 150.00 (Rupees One Hundred and Fifty Only)
  • For all others INR 750.00 (Rupees Seven Hundred fifty Only)

Important Links
Apply Online

Click Here
Detailed Guidelines/Procedures for Online Application Click Here
Download Notification Click Here

 

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Incentives Payable To GDS BPMs On Departmental And IPPB Schemes in 2024

GDS BPMs On Departmental And IPPB Schemes

Gramin Dak Sevaks (GDS) plays a pivotal role in ensuring efficient delivery of postal services across rural areas. Their dedication and hard work are rewarded through various incentives provided by the Department of Posts (DoP) and India Post Payments Bank (IPPB). In this Posts, we immerse into the eligible incentives payable to GDS Branch Postmasters (BPMs) in both departmental and IPPB services. we will see Eligible Incentives Payable To GDS BPMs On Departmental And IPPB Schemes

 

POSB Schemes Incentives
Sr No. Scheme Type Discription Incentive Details
1.   SB Net Accretion excluding deposits made in the month of March but including withdrawals of March of not less than Rs.500/-  1%
2. TD 1 Yr TD Deposit 0.5%
2 Yr / 3 Yr TD Deposit 1%
5 Yr TD Deposit 2%
3.  SAS Agency* 1 Yr / 2 Yr / 3 Yr / 5 Yr  TDDeposit 0.5%

*BPMs are eligible to get SAS Agency as per Rule 3(a) of SAS, 1959 vide Dte Lr.No.107-01/2020-SB dated 20.01.2021

MAILS INCENTIVE
Sl.No Scheme Details Incentive
1. Speed Post Booking 0.50 Paise per Article
Delivery 0.50 Paise per Article

 

PLI INCENTIVE
For first Year Incentive (i.e, for first 12 Months) – PLI
Sl.No Policy Type POLICY PAYING TERM INCENTIVE STRUCTURE
1 FOR EA, WLA,CWLA,YS AND CHILDREN POLICY Up to and equal to 15 years 4 % of first year
premium
More than 15 years but less
than or equal to 25 years		 10 % of first year
premium
More than 25 years 20 % of first year
premium
2 FOR AEA (MONEY BACK) POLICY less than or equal to 15 years 5 % of first year
premium
More than 25 years 7 % of first year
premium
For Renewal Year Incentive (i.e, after 12 Months) – PLI
Sl.No Policy Type POLICY PAYING TERM INCENTIVE STRUCTURE
1 For All types of policies 1% of Renewal Premium

RPLI
For first Year Incentive (i.e, for first 12 Months) – RPLI
Sl.No Policy Type POLICY PAYING TERM INCENTIVE STRUCTURE
1 For all types of policies 10% of first year
premium
For Renewal Year Incentive (i.e, after 12 Months) – RPLI
Sl.No Policy Type POLICY PAYING TERM INCENTIVE STRUCTURE
1 For all types of policies 2.5% of renewal
premium

 

IPPB
Sl.No Product Product Description Incentive (in Rs.)
1 Premium Khata SB Account without Aadhaar Seeding 26.00
2 SB Account with only
Aadhaar Seeding		 33.90
3 SB Account with Aadhaar
Seeding and VDC		 48.43
4 CA With Instalation of UPI QR
and 2 trans within 30 Days		 48.43
5 CELC Per transaction 11.01
6 AEPS Tran amount 3000 and above 3.90
7 DSB DoorStep Banking Services 5.20
8 DLC Digital Life Certificate 15.42
9 GI Motor Insurance- Avg
premium amount 5000		 195.00
10 Health Insurance- Avg
Pemium amount 8000		 312.00
11 Nivabupa Policy – 755 /
Aditya Birla – 749		 25.00
12 Nivabupa Policy – 555 /
Aditya Birla – 549		 18.00
13 Tata – 520 17.00
14 Bajaj – 396 13.00
15 GAG Policy – 258 8.50
16 PMJJBY JUN, JUL, AUG- Total
Permium- 436		 8.74
17 SEP, OCT, NOV- Total
Premium- 242		 7.03
18 DEC, JAN, FEB Total Prmium-228 4.69
19 MAR, APR, MAY Total Premium- 118 2.34
20 DMT(Domestic Money Transfer) Tran amount 10000 21.32
21 GPG(Guaranteed Pension Group) 10 Lakhs customer 4264.00

 

Click Here to Download PDF (Link-1)

Click Here to Download PDF (Link-2)

 

Eligible Incentives Payable To GDS BPMs On Departmental And IPPB Schemes

Eligible Incentives Payable To GDS BPMs On Departmental And IPPB Schemes
Eligible Incentives Payable To GDS BPMs On Departmental And IPPB Schemes
Eligible Incentives Payable To GDS BPMs On Departmental And IPPB Schemes
Eligible Incentives Payable To GDS BPMs On Departmental And IPPB Schemes
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On boarding of GDS substitutes for IPPB Services

Instructions have been issued to India Post Payments Bank for onboarding GDS substitutes for IPPB transactions. This will lead to make all IPPB Access Points live and availability of IPPB services in BOs during stop gap arrangement.

Instructions have been issued to India Post Payments Bank for onboarding GDS substitutes for IPPB transactions. This will lead to make all IPPB Access Points live and availability of IPPB services in BOs during stop gap arrangement.

Government of India 
Ministry of Communications 
Department of Posts (PBI Division)

Dak Bhawan, New Delhi 
Dated 22 December 2023

To,


All CPMSG

Subject: Regarding on-boarding of GDS substitutes for IPPB Services

Madam/Sir,

I am directed to state that many Circles have reported that BPMs perform POSB and other postal transactions in the IPPB supplied DARPAN mobile device even though they are engaged on stop gap arrangement. However, they are not being empowered to perform IPPB transactions during such arrangement. Wherever, the BO is having only BPM (single-handed BO) with delivery powers on stop gap arrangement, the customers are deprived of IPPB services and this situation is causing a lot of inconvenience to the IPPB customers.

2. In this regard, instructions have been issued to India Post Payments Bank for onboarding GDS substitutes for IPPB transactions. This will lead to make all IPPB Access Points live and availability of IPPB services in BOs during stop gap arrangement.

3. Therefore, it is requested to issue necessary instructions to all concerned to coordinate with IPPB Circle Managers in this regard and ensure IPPB services are made available in all BOS irrespective of whether these are manned by regular GDS or substitute.

Copy for information to: – The MD & CEO (IPPB)

Yours faithfully,

Signed by Mithilesh Kumar Mandal

Date: 22-12-2023 14:05:07 Reason: Approved
(Mithilesh Kumar Mandal)
Assistant Director General (PBI-II)

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IPPB Account Closure Procedure

IPPB Account Closure Procedure

If you have IPPB Account and you want to close it, here below the procedure of IPPB Account Closure | IPPB Account Closure form

For IPPB Account closure, visit nearest post office or IPPB Branch submit Account Closure form as pdf given below. They will registered your request and send to IPPB Office.

Counter Procedure

Counter PA to run Command CSRM and put account closure request and then note down the service request number (SR number) on account closure form.Customer also have to attach cancelled cheque, so that any funds available while closing the account will be the deposited to customer bank account. Send this form to IPPB Branch.

IPPB Account Closure Form

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Beware of Fake Calls and Messages in Name of IPPB

Scammers / Fraudsters are making fake calls or sending fraudulent messages in the name of India Post Payments Bank to extract sensitive details or demand amount for getting job or appointment of Business Correspondent (BC). We urge public to remain alert and do not fall prey to such scams.

Do not click any unknown link, Share Confidential details over phone/ SMS or pay any amount without verification from official sources.

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IPPB GDS Executive Result 2022

IPPB GDS Executive Result 2022 | 650 GDS Posts were called on Deputation | IPPB GDS Engagement Result 2022

IPPB (India Post Payments Bank) released the results of GDS (Gramin Dak Sevak) Engagement Recruitment on 19th July 2022. IPPB called for 650 GDS posts on deputation basis. It conducted the exam in the month of June 2022 and now 629 candidates selected for IPPB GDS Executive Posts.

Note:

1. List of circle-wise selected candidates is annexed.

2. Actual appointment is subject to verification of the eligibility criteria and vigilance clearance from the parent organization.

3. The appointment of the candidates marked with asterisk (*) is provisional and subject to the submission of the documentary evidence of their employment with the parent organization.

4. The candidate shall be disqualified, if found ineligible, at any stage.

5. The selection is made based on the chosen circle in the application. The candidate is not considered for the circles for which preference was not given.

6. Utmost care has been taken while compiling the selection of the below list of candidates. However, the Bank reserves the right to rectify inadvertent errors found subsequently, if any.

7. The date of joining and details of the place of posting in respect of the selected candidates shall be published at the Bank’s website in due course.

8. A waiting list would be drawn up in all circles. The candidates from the waiting list would be called if and when vacancy arises due to non-relieving from the parent organization or unwillingness of the merit list candidate to join or any other reason.

9. In case of any queries please contact us at jobsdop@ippbonline.in.

 Download IPPB GDS (Executive) Result 2022 in PDF

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IPPB Latest Micro ATM Version v46

IPPB Latest Micro Atm Version is v46 (1.0.0.46) | IPPB Updated New Micro Atm Version to 1.0.0.46 on 16th June 2022.

A new version of IPPB Microatm V46 (1.0.0.46) will be moved to production on 16th July 2022 (Saturday). All End Users are requested to keep their Mobiles connected online in order for smooth updation of the new version. It includes all latest tie up products like IPPB Life Insurance Products and other improvements.

1. Micro ATM

Micro ATM is an Android based application developed to run on handheld device such as Tab / Smartphones with bio metric capability. This application is for User to support customers in doing banking transactions. This will enable field Users to provide services such as customer on boarding, e-­KYC based financial transactions such as Cash Deposit, Cash Withdrawals, Bill payments, Remittances and Non-financial transactions such as Balance enquiry, Account management, Beneficiaries and Standing Instructions.

1.1 Login to Micro ATM

User launches the application and the login screen is displayed. User would be able to login into the application using any one of the two options

  • Login with User ID + Password,
  • Login with User ID + Bio metric
  1. Enter user id and password sent to User mobile/email after on boarding in AMS
  2. Read and accept the terms and conditions. Tap on the finger print icon and provide fingerprint
  3. Application would validate the fingerprints with Aadhaar database.
  4. After successful authentication, User change password screen will be displayed. Enters default password sent to User mobile/email after on boarding in AMS. Enter new password and confirm new password again and click on change password. Password for the User will get change

Download India Post Payment Bank (IPPB) Micro ATM User Manual in PDF