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PNB Bank Manager loses Rs.2 lac in Cyber Fraud after downloading .apk File

PNB Bank Manager loses Rs.2 lac in Cyber Fraud after downloading .apk File received on Whatsapp

The Jyoti Nagar police station in Jaipur has officially recorded a cyber fraud complaint lodged by the Deputy Manager of Punjab National Bank (PNB) situated at Nehru Palace. Deputy Manager Mithalal Meena reported that he fell victim to a cyber scam after receiving a suspicious message containing a link to download an APK file on his mobile device. Acting on impulse, he clicked on the link on March 31 at 9:15 am, only to discover that Rs 2,37,000 had been unlawfully withdrawn from his account. Reacting swiftly, the manager promptly contacted the designated helpline number 1930, resulting in the immediate freezing of his account.

PNB Bank Manager loses Rs.2 lac in Cyber Fraud after downloading .apk File
PNB Bank Manager loses Rs.2 lac in Cyber Fraud after downloading .apk File

 

The Jyoti Nagar police station has taken cognizance of this incident and initiated an investigation into the cybercrime complaint filed by PNB Deputy Manager Mithalal. Their investigative efforts are focused on gathering intelligence regarding the destination account where the siphoned money was transferred. Preliminary findings indicate that the transferred sum has landed in an account associated with HDFC Bank.

 

Additionally, the victim lodged a formal complaint by dialing the cyber cell hotline number 1930 and reported the fraudulent activity to PNB. Emphatically denying any sharing of account-related information, the victim’s bafflement raises pertinent queries about the modus operandi employed for the illicit withdrawal. In response, the police have formally registered a First Information Report (FIR) based on the manager’s testimony and have launched a comprehensive inquiry into the matter.

How this fraud happened with PNB Bank Manager?

Sources familiar with the incident reveal a disconcerting trend wherein a WhatsApp message circulating amongst groups prompts users to download a mobile application purportedly titled “PNB BANK UPDATE.apk”. However, investigations reveal that this application is fraudulent and not endorsed by the legitimate app repositories such as the Google Play Store.

 

Upon downloading the app, hackers gain unauthorized access to the user’s device, enabling them to pilfer sensitive information such as UPI PINs and ATM PINs, thereby facilitating fraudulent financial transactions. This incident underscores the critical importance of exercising vigilance when installing applications on personal devices. With cybercrime on the rise, users must exercise due diligence in verifying the authenticity of any app before installation to mitigate the risks of falling victim to such malicious activities.

 

Download Official Application only from Play store

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Waiver of recovery of excess payment made to Government employees

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Waiver of recovery of excess payment made to Government employees – General instructions for Ministries/Departments — reg.

F No- 01(14)/2016-E.II(A) (Part-III)    Dated 01 April 2024
Issued by- Department of Expenditure, Ministry of Finance, Government of India

Important Information for Government Employees Regarding Excess Payment Recovery

This post is to inform Government of India employees about the process for waiving recovery of excess payments made in error.

Key Points:

  • The Department can waive recovery of excess payments made to government employees under certain conditions.
  • Timely action is crucial. Recovery orders for overpayments must be issued within one month of detection.
  • The waiver amount limit for individual cases is Rs. 2,00,000 (Rupees two lakh only) with the approval of the Financial Advisor of the Department.

Processing Waivers:

  • Ministries/Departments will review all waiver requests according to the Delegation of Financial Power Rules (DFPRs) 2024, Rule 15.
  • They will ensure no serious negligence by the employee necessitates disciplinary action.
  • If a rule or procedure flaw caused the overpayment, it will be reported to the relevant authority for amendment.
  • Waiver recommendations require approval from both the Financial Advisor and Administrative Secretary, adhering to Department of Personnel & Training (DoPT) guidelines (DoPT vide its O.M. dated 02.03.2016).
  • In court-directed waivers, justification for not challenging the order is required.
  • For waivers due to rule misinterpretation, similar cases will be reviewed to avoid future occurrences. The Ministry/Department will take corrective measures and document any inquiries or actions taken.
  • For long-unnoticed misinterpretations, the Ministry/Department will document why these cases weren’t identified during reviews or audits.

Large Waivers (Over Rs. 2,00,000):

Waivers exceeding Rs. 2,00,000 require Department of Expenditure approval. These requests should include a detailed note with information following point 3 and a completed checklist (available upon request).

Important Note:

This information is for general awareness only. Please refer to the official order (F. No. 01(14)/2016-E.II(A) (Part-III) dated 0lst April 2024) for complete details.

Source- Department of Expenditure Website

Waiver of recovery of excess payment made to Government employees
Waiver of recovery of excess payment made to Government employees

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Fraud in Dhanbad Post office, Amount may cross 10 crores

Fraud in Dhanbad Post office, Amount may cross 10 crores

A case of fraud involving crores of rupees has come to light at the KK Polytechnic Post Office, Govinpur under Dhanbad Division. After this, the senior superintendent  has ordered the transfer of Sub Postmaster Sumit Kumar Saurav and others, and his ID is also disabled. An investigation committee has also been formed.

Fraud in Dhanbad Post office, Amount may cross 10 crores
Fraud in Dhanbad Post office, Amount may cross 10 crores

 

Giving information about the fraud, SSPOs Shri Uttam Singh said  the role of many more people is under suspicion in this case of the illegal withdrawal of government money of more than 4 crores from the KK polytechnic post office. The fraud has been  exposed in the report of the Director of Accounts Postal (DAP). A departmental inquiry is being started in this matter. Inspector Ranjan and others are included in the inquiry committee. However, after interrogation , the SPM has deposited Rs 20 lakh in government account.

Misappropriation of government money may cross more than 10 crores has come to light. This fraud has been going on since August 2022. Around 49 accounts (post office and bank accounts) in which amounts are deposited and withdrawn illegally have been seized. In this case, the role of 3–4 outsourced also came to light, and their accounts were also seized.

It is said that the SPM used to deposit the amount in his selected accounts and show it in the cheque, so that the amount did not have to be deposited in the Treasury. Also, cash was being converted into cheques. After this, a game of illegal withdrawal was going on by transferring the  said amount from one account to another, and so on.

The whole fraud came to light while checking monthly returns by DAP. We are keeping an eye on this news. Stay updated..

 

Preventive measures to avert Contributory negligenceClick Here to  Read

 

Source – HindustanZeenews

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SOP for handling of claim cases arising out of loss and fraud cases and introduction of Simplified standardized claim form

Standard Operating Procedure (SOP) for handling of claim cases arising out of loss and fraud cases and introduction of Simplified standardized claim form

Click the below link to view PDF ( 12 Pages)

http://utilities.cept.gov.in/dop/pdfbind.ashx?id=5602

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CVC Suggests Rotating Employees In Sensitive Posts At Government Departments To Check Frauds

Image result for frauds

Policy Watchdog Central Vigilance Commission in a directive has asked public sector banks, insurance companies and central government departments to ensure rotation of key personnel.
The CVC, citing its earlier directive in this regard, said one of the major reasons for frauds was the non-implementation of the rotational policy.

“It is once again reiterated that rotational transfers of officers continuing beyond three years may be strictly carried out from sensitive seats/posts,” said the Central Vigilance Commission (CVC) in a directive to public sector banks, insurance companies and central government departments.
It, however, clarified that the Commission’s advice is for change from the sensitive seat/post, and not necessarily from the station, which is to be governed by the policy of respective organisations.
The CVC had in May this year asked banks and insurance companies to effect rotational transfers in respect of those officers in sensitive posts who are continuing beyond three years.
The move assumes significance as many big-ticket frauds have been reported recently in banks.
The Central Bureau of Investigation (CBI) is probing fraud of over Rs 130 billion allegedly involving diamantaire Nirav Modi and his uncle Mehul Choksi, the promoter of Gitanjali Gems.
“Analysis of frauds that have taken place in public sector banks as well as other organisations show that one of the reasons for such frauds was non-implementation of the rotational policy,” the CVC’s latest directive reads.
It has asked heads or Chief Vigilance Officers (CVOs), who act as distant arm of the Commission to check corruption, to strictly ensure that the rotational policy is implemented in their respective organisations.
The CVC has also sought a compliance report from them in this regard.
Source: SIFY