Interest Rate on National Savings Schemes – Upto 31st March 2016
Interest Rate on National Savings Schemes – Upto 31st March 2016
· National Saving Time & Recurring Deposit Account
|
Duration
|
Interest Rate on Time Deposit
|
Recurring Deposit
|
|||
|
1 Year
|
2 Year
|
3 Year
|
5 Year
|
||
|
1 April 1987 to 31 March 1991
|
9.5%
|
10.0%
|
10.5%
|
11.0
|
11.0
|
|
1 April 1991 to 30 Sep 1991
|
9.5%
|
10.0%
|
11.0%
|
11.5
|
11.5
|
|
1 Oct 1991 to 15 Dec 1991
|
10.0%
|
11.0%
|
13.0%
|
13.5
|
13.5
|
|
16 Dec 1991 to 1 Sep1993
|
12.0%
|
12.0%
|
13.0%
|
13.5
|
13.5
|
|
2 Sep 1993 to 31 Dec 1998
|
10.5%
|
11.0%
|
12.0%
|
12.5
|
12.5
|
|
1 Jan 1999 to 14 Jan 2000
|
9.0%
|
10.0%
|
11.0%
|
11.5
|
11.5
|
|
15 Jan 2000 to 28 Feb 2001
|
8.0%
|
9.0%
|
10.0%
|
10.5
|
10.5
|
|
1 March 2001 to 28 Feb 2002
|
7.5%
|
8.0%
|
9.0%
|
9.0
|
9.0
|
|
1 March 2002 to 28 Feb 2003
|
7.3%
|
7.5%
|
8.3%
|
8.5
|
8.5
|
|
1 March 2003 to 30 Nov 2011
|
6.3%
|
6.5%
|
7.3%
|
7.5
|
7.5
|
|
1 Dec 2011 to 31 March 2012
|
7.7%
|
7.8%
|
8.0%
|
8.3
|
8.0
|
|
1 April 2012 to 31 March 2013
|
8.2%
|
8.3%
|
8.4%
|
8.5
|
8.4
|
|
1 April 2013 to 31 March 2014
|
8.2%
|
8.2%
|
8.3%
|
8.4
|
8.3
|
|
1 April 2014 to 31 March 2016
|
8.4%
|
8.4%
|
8.4%
|
8.5
|
8.4
|
· National Saving Monthly Income Account
|
Duration
|
Interest Rate
|
|
|
15 Aug 1987 to 23 April 1992
|
12.0%
|
|
|
24 April 1992 to 1 Sep 1993
|
14.0%
|
|
|
2 Sep 1993 to 31 Dec 1998
|
13.0%
|
|
|
1 Jan 1999 to 14 Jan 2000
|
12.0%
|
|
|
15 Jan 2000 to 28 Feb 2001
|
11.0%
|
|
|
1 March 2001 to 28 Feb 2002
|
9.5%
|
|
|
1 March 2002 to 28 Feb 2003
|
9.0%
|
|
|
1 March 2003 to 30 Nov 2011
|
8.0%
|
|
|
1 Dec 2011 to 31 March 2012
|
8.2%
|
|
|
1 April 2012 to 31 March 2013
|
8.5%
|
|
|
1 April 2013 to 31 March 2014
|
8.4%
|
· Public Provident Fund Account
|
Duration
|
Interest Rate
|
|
|
1 April to 1986 to 31 Mar 1999
|
12%
|
|
|
1 April 1999 to 14 Jan 2000
|
12%
|
|
|
15 Jan 2000 to 28 Feb 2001
|
11%
|
|
|
1 Mar 2001 to 28 Feb 2002
|
9.5%
|
|
|
1 Mar 2002 to 28 Feb 2003
|
9%
|
|
|
1 Mar 2003 to 30 Nov 2011
|
8%
|
|
|
1 Dec 2011 to 31 Mar 2012
|
8.6%
|
|
|
1 April 1999 to 14 Jan 2000
|
12%
|
|
|
15 Jan 2000 to 28 Feb 2001
|
11%
|
|
|
1 Mar 2001 to 28 Feb 2002
|
9.5%
|
|
|
1 Mar 2002 to 28 Feb 2003
|
9%
|
|
|
1 Mar 2003 to 30 Nov 2011
|
8%
|
|
|
1 Dec 2011 to 31 Mar 2012
|
8.6%
|
|
|
1 April 2012 to 31 March 2013
|
8.80%
|
|
|
1 April 2013 to 31 March 2016
|
8.70%
|
· National Savings Certificate
|
Duration
|
Maturity Value
|
|
|
1 May 1989 to 31 Dec 1998
|
201.5
|
|
|
1 Jan 1999 to 14 Jan 2000
|
195.6
|
|
|
15 Jan 2000 to 28 Feb 2001
|
190.12
|
|
|
1 March 2001 to 28 Feb 2002
|
174.52
|
|
|
1 March 2002 to 28 Feb 2003
|
169.59
|
|
|
1 March 2003 to 30 Nov 2011
|
160.1
|
|
|
1 Dec 2011 to 31 March 2012
|
||
|
1 April 2012 to 31 March 2013
|
||
|
1 April 2013 to 31 March 2014
|
||
|
1 April 2014 to 31 March 2016
|
· Senior Citizen’s Savings Schemes
|
Duration
|
Interest Rate
|
|
|
2 Aug 2004 to 30 Nov 2011
|
9.0%
|
|
|
1 Dec 2011 to 31 March 2012
|
9.0%
|
|
|
1 April 2012 to 31 March 2013
|
9.3%
|
|
|
1 April 2013 to 31 March 2015
|
9.2%
|
|
|
1 April 2015 to 31 March 2016
|
9.3%
|
· Kisan Vikas Patra
|
Duration
|
Maturity Duration
|
|
|
23 Mar 1988 to 15 Dec 1991
|
5 year 6 month
|
|
|
16 Dec 1991 to 23 April 1992
|
||
|
24 April 1992 to 1 Sep 1993
|
5 year
|
|
|
2 Sep 1993 to 31 dec 1998
|
5 year 6 month
|
|
|
1 Jan 1999 to 14 Jan 2000
|
6 year
|
|
|
15 Jan 2000 to 28 Feb 2001
|
6 year 6 month
|
|
|
1 March 2001 to 28 Feb 2002
|
7 year 3 months
|
|
|
1 March 2002 to 28 Feb 2003
|
7 year 8 months
|
|
|
1 March 2003 to 30 Nov 2011
|
8 year 7 months
|
|
|
18 Nov 2014 to 31 March 2016
|
||
Source : http://www.nsiindia.gov.in/InternalPage.aspx?Id_Pk=135